ROBERT H. WALDSCHMIDT has been a bankruptcy trustee since 1976, first under the Bankruptcy Act, then as a Chapter 7 panel trustee under the Bankruptcy Code, and has served as trustee in over 50 reported bankruptcy decisions. He is also a Past-President of the National Association of Bankruptcy Trustees (1998-1999).  Mr. Waldschmidt earned his J.D. from Vanderbilt University in Nashville, Tennessee in 1976, after graduating summa cum laude with a B.S. in Mathematics from Hillsdale College in 1973. He clerked for the Bankruptcy Judges in the Middle District of Tennessee, before commencing a private practice.  Mr. Waldschmidt has chaired several legislative committees, appeared numerous times before the Bankruptcy Review Commission, testified before the House Subcommittee on Bankruptcy Reform, and still participates as a speaker at numerous seminars at a local and national level.  He is a member of the Tennessee Bar Foundation, the Nashville, Tennessee and American Bar Associations, and the American Bankruptcy Institute.  Mr. Waldschmidt co-authored, with Sam Crocker, the article “Impact of the 2005 Bankruptcy Amendments on Chapter 7 Trustees”, published in Volume 79, Issue 2, 2005 of The American Law Journal, and was a contributing editor of the Recent Case article in NABTalk.